We have a great deal of expertise in dealing with the following clients:
- Business owners and Directors
- Those planning for retirement
- Retired individuals
- Younger clients beginning their wealth creation journey
Having provided advice to a wide range of individuals and their families for over twenty years, individual circumstances need consideration, however, there are five key issues that occur time and time again:
1, How much is enough?
Whether it is capital or income, it is important to address how much is enough to live the life you want.
Careful questioning can establish what is important and how much is enough. Once established, a good financial plan backed up with cashflow modelling, will ensure that you are on track.
2, I Don’t want to lose my capital
Wealth preservation can mean several different things, but often a significant capital sum will be the result of a significant amount of hard work. This means protection of capital is likely to be a high priority.
Protecting capital is not as straightforward as one might think. Interest rate, inflation and market risks, amongst many others, need to be assessed and planned for. A good plan will include short, medium and longer term considerations to balance risk and reward with your overall goals.
3, I want my money to work hard
Again, you have worked hard for your money, so it needs to work hard for you. This means more than just achieving the maximum return. It means an appropriate asset allocation strategy, performance and risk monitoring, rebalancing along with managing tax liabilities.
4, I want to look after my Family
Ensuring that family are well looked after both now and in the future is a recurring theme. Many will want to consider ways to help their loved ones throughout and beyond their own lives.
The rules of estate planning are complex and there are many ways of protecting family members. A long-term financial plan can help to identify opportunities of passing on wealth efficiently.
5, I don’t want the stress
A financial plan will help to eliminate the stress of uncertainty. Careful creation of a plan, which is regularly tested, will ensure peace of mind.
Additionally, a financial adviser will deal with the administration of your financial affairs allowing you to focus on your business or indeed enjoy your day to day life hassle-free.
We believe financial planning should be simple.
Akrivis will make it so by gaining a deep understanding of your aims and having the technical skills to create a plan to maximise the chances of successfully achieving your goals.