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Next April’s increases to State pensions will now follow a less expected, and less expensive, path. What percentage increase should apply to State pensions in 2022? For all but the…

There comes a time when you stop working for your money and put your money to work for you. For most people, that is retirement. The decisions you make then…

The pandemic has changed working patterns but may also be changing retirement patterns and expectations. The acronym ‘WFH’ is now fully embedded in the 21st century lexicon. Whether 18 months…

As we move into autumn with schools reopened and increasing numbers returning to workplaces, we could be forgiven for thinking we’re virtually back to normal.  Infections are still rife, however,…

With a new intake of students heading off for Freshers’ Week, another round of families will grapple with the prospect of financing higher education. For parents and students alike the…

INTRODUCTION The question of how to fund social care is one that has dogged politicians of all parties for decades. On entering Downing Street in July 2019, the Prime Minister…

Financial planning isn’t just reserved for the especially wealthy.  Whether we’re aware of it or not, all of us are on a financial planning journey and nearly all of us…

There has been huge growth in the number of ‘sustainable’ and ‘responsible investment’ funds, which now look at a company’s environmental, social and governance (ESG) track record as part of…

Retirement is something most of us look forward to, particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work…

The rise of second homes The number of people purchasing second properties in the UK has boomed according to government figures, with the total number of second homes rising by…