PLANNING THE LONGEST HOLIDAY OF YOUR LIFE
There comes a time when you stop working for your money and put your money to work for you.
For most people, that is retirement. The decisions you make then could have repercussions for the rest of your life, and in recent years there have been some major changes to the retirement choices you can make with your pensions.
HOW WE CAN HELP
Preparing for your retirement is complicated, with many different things to consider. We can help you with your pension planning and, in particular, provide advice on:
● Cash flow analysis.
● Choosing between annuity and flexible income drawdown.
● Helping you tailor your pension income strategy to meet your needs.
● Where applicable, identifying the appropriate provider, investment strategy and income levels for flexible income drawdown.
● Managing your investments, including the pension lump sum, in a tax-efficient way that meets your needs.
● IHT and estate planning.
See our guide below for some clear actions you can take now.