What does retirement mean to you?
Many have had a glimpse of retired life during this enforced lockdown. It has no doubt sparked more intense thoughts as to what life might be like after work. Dreams of travel, spending time with loved ones and enjoying hobbies have been put back just now, but they do form the cornerstones of many retirement plans.
When thinking about retirement, it makes sense to think of the bigger picture, what is it that we truly want to achieve after a lifetime’s work?
Many do not envisage a cliff edge retirement and will want to phase the transition from working life, so flexibility might be key. It is therefore important to ensure that your retirement financial planning is aligned to your big picture goal.
We often see people with multiple pension pots, with various rules attached and without a coordinated approach. Pension reviews and consolidation can provide that clarity, but that process can only start with an understanding of the goal.
We can help you understand the jigsaw pieces at your disposable and help you build it, but only you will understand what that picture needs to look like.
See our pension consolidation video below: